Payday Loans in Moreno Valley, CA
Fast
Same-Day Decisions
Simple
Streamlined Process
Secure
Bank-Level Encryption
$100 - $255 (Payday)

Fast Cash Relief in Moreno Valley

Facing an unexpected expense? Connect with a trusted network of lenders to get the funds you need to bridge the gap until your next paycheck.

  • Fast Decisions
  • Secure Online Form
  • Funds as Soon as Next Business Day
Request Funds Now
1 256-Bit SSL Encryption
2 DFPI Compliant Network
3 Secure Data Protection
4 Trusted Lending Partners

How It Works

Get the funds you need in a few simple steps

1

Submit Your Request

Complete our simple, secure online form from your smartphone or computer anywhere in Moreno Valley.

2

Connect With Lenders

If matched, review the loan terms, APR, and repayment schedule provided directly by the lender.

3

Receive Your Funds

Upon approval and acceptance, funds are typically deposited into your bank account by the next business day.

Apply Now

Fill out the form below to get matched with a lender

Lenders in our network may perform credit checks or verify your information through national databases and alternative credit bureaus (like Clarity or DataX). Submitting a form does not guarantee loan approval.

Loan Information

Your Loan at a Glance

Amounts

$100 to $255

Terms

7 to 31 Days

APR Range

Up to 460% for a typical 14-day payday loan

Types of Loans Offered

Payday Loans Cash Advances Short-Term Loans

Eligibility Requirements

  • Be at least 18 years old
  • Have a valid ID or SSN
  • Provide proof of steady income
  • Maintain an active checking account
  • Reside in California

Required Documents

  • Government-issued ID
  • Recent pay stub or proof of regular income
  • Bank account details (routing and account number)
  • Valid email address and phone number

Why Choose Us

Discover the advantages that set us apart

Simple Online Process

Skip the paperwork and storefront lines. Submit your details through our secure, mobile-friendly platform from anywhere in Moreno Valley.

Fast Network Connection

We tap into a broad network of reputable lenders, increasing your chances of finding a match quickly without submitting multiple applications.

Clear Terms & Conditions

The lenders in our network are required to clearly present all fees, interest rates, and repayment terms before you commit.

All Credit Histories Considered

Even if you have past financial missteps, our network lenders look at your current income and employment stability.

Secure Data Protection

We utilize advanced 256-bit encryption to ensure your personal and financial information remains protected from start to finish.

Next-Day Funding Potential

Once approved and accepted, lenders typically process your transfer immediately, often depositing funds by the next business day.

What Our Customers Say

S
Sarah Johnson Moreno Valley, CA

Quick and easy when my car broke down

I was stressing out when my alternator died right before my shift at the distribution center. I filled out the form, got connected to a lender, and had the $255 I needed by the next morning. Very straightforward.

M
Michael Chen Riverside, CA

Helpful service

Good experience overall. The process was simple, though I wish the California state limit was a bit higher than $255. Still, it helped cover my utility bill until payday.

J
Jessica Ramirez Moreno Valley, CA

No hassle at all

I needed a small advance to cover groceries and gas for the week. Got a call back from a lender within an hour. They explained the 15% fee clearly, no hidden tricks.

D
David Williams Perris, CA

Fast funding

I applied late on a Tuesday night and woke up to an approval. The funds hit my account on Thursday morning. Easy 3-step process just like they advertised.

A
Amanda Thompson Moreno Valley, CA

Lifesaver for pet emergency

My dog swallowed something he shouldn't have and the vet bill was steep. The lender I matched with helped me out fast. Deducted one star just because the APR is high, but that's expected for this type of short-term help.

Payday Loan Stores in Moreno Valley, CA

Borrowers in Moreno Valley have access to several local storefronts for their immediate financial needs, including payday loans, check cashing, and title loans. Whether you prefer to visit one of these local offices in person or apply online through our convenient matching service, there are multiple options available to help you secure the cash you need quickly.

Moneytree

24440 Alessandro Boulevard, Moreno Valley, CA 92553

Payday Loans (951) 243-3876 Mon-Fri 9am-7pm, Sat 10am-6pm, Sun 10am-4pm

ACE Cash Express

12210 Perris Blvd Unit B20, Moreno Valley, CA 92557

Payday Loans (951) 485-4034 Mon-Fri 9am-7pm, Sat 9am-5pm

ACE Cash Express

24853 Alessandro Blvd Ste 4a, Moreno Valley, CA 92553

Payday Loans (951) 486-9051 Mon-Thu 9am-7pm, Fri 9am-8pm, Sat 9am-6pm

ACE Cash Express

23845 Sunnymead Blvd Ste A, Moreno Valley, CA 92553

Payday Loans (951) 243-3106 Mon-Fri 9am-7pm, Sat 9am-6pm

Advance America

24990 Alessandro Blvd. #C, Moreno Valley, CA 92553

Payday Loans (951) 243-1351 Mon-Fri 10am-6pm, Sat 9am-1pm

California Check Cashing Stores

23962 Alessandro Blvd, Ste K, Moreno Valley, CA 92553

Check Cashing (951) 243-2274 Mon-Fri 9am-7pm, Sat 10am-4pm

Check Into Cash

24907 Sunnymead Blvd, Moreno Valley, CA 92553

Cash Advance (951) 924-4213 Mon-Fri 10am-6pm, Sat 10am-2pm

Continental Currency Services

24525 Alessandro Blvd., Suite C, Moreno Valley, CA 92553

Check Cashing (951) 485-6000 Mon-Fri 9am-7pm, Sat 9am-6pm, Sun 11am-5pm

Montana Capital Car Title Loans

14420 Elsworth St Suite 111, Moreno Valley, CA 92553

Title Loans (909) 219-9659 Mon-Fri 9am-6pm

5 Star Car Title Loans

23615 Alessandro Blvd, Moreno Valley, CA 92553

Title Loans (888) 309-0994 Mon-Fri 9am-7pm, Sat 10am-5pm

Speedy Cash

25010 Alessandro Blvd, Moreno Valley, CA 92553

Payday Loans (951) 242-5001 Mon-Fri 10am-6pm

Moreno Valley Community Profile

Moreno Valley serves as a critical logistics and healthcare hub within the Inland Empire, supported by a young and growing workforce. While the city has seen significant economic development and a rising median household income of over $92,000, a poverty rate of 11.4% and high commute times—averaging over 34 minutes—continue to strain local household budgets. With nearly 86% of the workforce commuting outside the city, residents frequently face high transportation costs and unexpected vehicle expenses. These financial pressures, alongside the general high cost of living in Southern California, often lead families to utilize short-term lending options to manage cash flow gaps and bridge financial emergencies between pay periods.

213,893
Population
$92,716
Median Household Income
11.4%
Poverty Rate
5.4%
Unemployment Rate

Means of Transportation to Work

Drove Alone 76.4%
Carpooled 13.9%
Public Transit 1%
Walked 0.8%
Work from Home 7.2%
Other 0.7%

Class of Worker

Private Wage & Salary 77.9%
Government 14.6%
Self-Employed 7.3%
Unpaid Family 0.2%

Household Income Distribution

Under $25K 9%
$25K - $50K 13%
$50K - $75K 16.5%
$75K - $100K 15.5%
Over $100K 46%

Source: U.S. Census Bureau, American Community Survey (ACS) 2024 1-Year Estimates; U.S. Bureau of Labor Statistics (Dec 2025)

Frequently Asked Questions

Q1 How quickly can I get a payday loan in Moreno Valley?
Once connected with a lender and approved, funds are usually direct-deposited into your active checking account by the next business day. Some lenders may offer same-day funding for requests completed early in the morning, but this depends entirely on banking cutoff times and is not guaranteed.
Q2 What is the maximum payday loan amount in California?
Under California state law, the maximum payday loan amount is $300. Because lenders can charge a maximum fee of 15% (which is $45), the most cash you can actually walk away with is $255.
Q3 Do I need perfect credit to request a loan?
No. Lenders in our network understand that many borrowers have less-than-perfect credit. They typically focus on your current income, employment stability, and ability to repay rather than relying solely on your traditional FICO score.
Q4 Can I roll over my payday loan if I cannot pay?
No. California law strictly prohibits the rollover or extension of payday loans. You must pay off the initial loan in full before taking out another one.
Q5 What happens if I miss a payment?
If you miss a payment, your lender may charge a non-sufficient funds (NSF) fee, which is capped at $15 in California. Additionally, your credit profile could be negatively impacted. Reach out to your lender immediately if you anticipate trouble repaying to discuss your options.
Q6 Is my personal information secure?
Yes. We use industry-standard 256-bit SSL encryption to protect your data. Your information is only shared with trusted lenders within our network to facilitate your specific loan request.
Q7 Are there any upfront fees to use this service?
No. Our matching service is completely free for borrowers. Lenders pay us a fee if they connect with you. You will only pay the fees and interest outlined by your lender in your actual loan agreement.
Q8 Do I need to visit a physical storefront in Moreno Valley?
No. The entire process can be completed online from your home or smartphone anywhere in Riverside County. There is no need to drive down Perris Blvd or wait in line at a retail lending location.

Ready to Get Started?

Unexpected bills can't wait. Connect with a lender today and access funds as soon as the next business day.

Request Funds Now